Skip to content
Logo Name Slogan Default (1)-1

Money Guides & Freebies

Debt-crushing tips, tax-free retirement strategies, and powerful financial tools—all at no cost to you!

ARF Wealth Blueprint

This Comprehensive Financial Blueprint emphasizes a journey to financial freedom through seven steps. It focuses on eliminating debt, protecting mortgages, self-financing, growing tax-free wealth, optimizing taxes, ensuring lifetime retirement income, and building generational wealth. The program aims to help individuals achieve financial independence while minimizing taxes and maximizing income, ultimately leaving a legacy for future generations.

Get Free Guide Here

ARF 3 Pillars

American Reliance Financial offers a Comprehensive Financial Blueprint based on three pillars: DF4L (Debt-Free 4 Life™) to eliminate debt quickly without extra costs, MP+ (Mortgage Protection+) which provides a cash-back benefit if no claims are made, and SMART Retirement to optimize retirement income while minimizing taxes. This approach aims to enhance financial security, eliminate debt, protect homes, and ensure efficient retirement planning.

Get Free Guide Here

Mortgage Protection+ Guide

Mortgage Protection+ is more than just mortgage insurance—it’s financial security with a cash-back bonus! If you maintain your policy for the full term and make no claims, you get 100% of your premiums refunded. This means you can pay off your mortgage faster, invest, or save for the future. Plus, it protects your home and family in case of illness, accident, or unexpected death. Secure your home and get rewarded—learn more today!

Get Free Guide Here

Impact Taxes Have On Wealth

Curious how taxes impact your investments and retirement income? The difference can be devastating over time! Taxable accounts incur yearly taxes on earnings, tax-deferred accounts grow tax-free until withdrawal, and tax-free accounts eliminate taxes altogether. A $10,000 investment earning 7% over 28 years? Tax-free savings outperform taxed accounts by nearly 59%! With rising taxes, can you afford not to plan?

Get Infographic Here

Smart Retirement Guide

The SMART Retirement Guide outlines a strategy to optimize retirement income while minimizing tax burdens. It highlights key dates affecting retirement planning, critiques traditional methods, and introduces tax-efficient alternatives like Roth IRAs and cash-value life insurance. The guide emphasizes the importance of reducing Required Minimum Distributions (RMDs) and leveraging tax-free financial vehicles to secure a financially free future.

Get Free Guide Here

Roth vs Traditional IRAs

This compares Roth and Traditional IRAs, highlighting their tax benefits and eligibility criteria. Roth IRAs allow tax-free growth and withdrawals, ideal for those expecting higher future tax rates. Traditional IRAs offer immediate tax deductions but tax withdrawals later. It outlines contribution limits, age and income eligibility, and key differences in tax treatment and penalties for early withdrawals, helping individuals choose the right IRA.

Get Free Guide Here

Simplified Employee Pension Plan

The document describes the Simplified Employee Pension Plan (SEP-IRA), a retirement savings option for self-employed individuals and small business owners. It allows contributions of up to 25% of income, with a maximum limit of $69,000 in 2024. It compares traditional and Roth IRAs, highlighting their advantages and limitations. It also mentions the Roth SEP option and the possibility of catch-up contributions to a traditional IRA.

Get Free Guide Here

Sign Up For Our Monthly Newsletter

df4l-600

Schedule a Free Consultation

"Your Path to Financial Freedom Starts Now"

See exactly how fast you can be debt-free—without changing your budget.